One of the primary functions of a Terms & Conditions document is to outline what will happen in a variety of different possible situations, including if the user breaks the rules and must have his/her account terminated.
For owner/operators running any kind of business or personal website that allows user interaction, it's a good idea to have a clearly laid out document with all the Terms & Conditions required. Most websites, especially commercial websites, have a portion of the site devoted to Terms & Conditions, because it's the most important document for letting site users know what is expected of them. A Terms & Conditions document for a website is an agreement the website makes with its users about how to use the site properly, as well as the obligations and responsibilities of each.
